Retirement Calculator

Gap Analysis
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Timeline
Income Goal
What you want to spend each month, in today's purchasing power
Retirement Accounts
Assumptions
Tax rate applies to pre-tax withdrawals. Roth is tax-free. Taxable brokerage is taxed at an estimated long-term capital gains rate.
Tax Bracket Estimator
Rough estimate using 2025 federal brackets and standard deduction, applied to your projected pre-tax withdrawal income at retirement. Not tax advice. State taxes and other income sources not included. The Tax Rate field above syncs to this automatically — type over it to use your own assumption instead, or .
Overview
Total Target
across all accounts
Years Away
until retirement
Income Coverage
Nest Egg Growth vs. Target
On Track Full Target
Account Projections
The Gap
What It Takes
For illustrative purposes only. Not investment advice. Projections assume consistent returns and are not guaranteed.
© Sergey Molla